********* Limit Reduction

I refer to the following received today:<br> <br> \"Dear MR ***XX<br> Let us help you start 2016 Financially Fitter.<br> Currently you may find it difficult to settle your monthly credit commitments due to cost pressures. We have therefore reduced your credit card limit from R***XX to R******.<br> We apologise for the inconvenience that this may cause and would like to offer our help to you in order to responsibly manage your payments and continue to live without the strain of worrying how you will meet your monthly commitments. By reducing your monthly repayments."\""\"" <br> <br> This is highly *********. I settled my budget facility because I could several months back"