Unemployed but FNB still collecting on personal loan

<p>I currently have a balance on a personal loan that I took from FNB. On the 30th of September my contract with my employer whom I have been working for for 10 years was terminated. I have contacted FNB to explain the matter and was told that because I was not retrentched, I still had to pay. Ok, I am not disputing that but FNB cant even arrange to freeze or make arrangement to pay atleast half of what I have been paying. Monthly payments for the loan is R1 660 and UIF on pays R 2 700. How does my back expect me to live.</p>