Time for change

I never thought I would do this with FNB, This was the second time this happened, however I've learned my lesson the first time making sure the funds are in my acc. On the morning of the 16th I recieved a notification that my debit order went off on the 15th ( wich was only supposed to be deducted on the first), I have recieved no notification, no sms / email, no warning that it would be deducted earlier sending my account into arrears (actually a situation that is out of my control), generally I would place money from my current acc to my savings to manage and budget And transfer money when needed. And yet again I saw this "#Item Paid No Funds 4 lte R200 today ( keep in mind , no notification) . So went onto the apps secure chat, and what do you know? No help either - Well it's nice to know that FNB can just take money , that I bust my *$$ for like it belongs to them. Im actually really disappointed , I enjoyed being with FNB , until this happened , and really ... If this is called TRUST from FNB... Please.