Third party claim denied

After waiting for three months for the third party claim after their client has app**** a dead break on a fast lane, FNB decided to decline my claim because is my word against their clients word. Police saw the accident happening but to FNB isn’t enough they want a virtual video. The FNB lawyers made his recommendation but they went against his recommendation and they said I’m the one who cause the accident. This is how Big companies do to small people especially black people because we don’t even have money muscles to go against this big banks. From the pictures of my damaged car anyone can tell that I hit something that wasn’t moving because of badly the damage is. Third party liability is a **** for FNB Especially if they aren’t even willing to Protect their client just because paying me is a loss on thier side. I’m so disappointed I always value FNB as good company but after this I’m so disappointed in them. It’s heart breaking that big companies can treat you like ****