They **** money out of people by saying that they honoured their transactions

They **** money out of people by saying that they honoured their transactions. Whereas, when you made payment it came back as approved. So they do it like this: money will be reserved for third parties to come and collect it from your banker. Then they will charge you whatever fees that need to be charged, then guess what they do after, they take from the amount that’s reserved for third party and claim they paid for you as there was no money in your account