Temporary loan a ****

Hi never take out the temporary loan with FNB. I took the loan out on Saturday afternoon and today they deducted the full amount to repay the loan just after 2 days. I was under the impression that it is due within 31 days. This is absolute *******. They charged me extra on the loan and I had to repay it within 2 days. I didn't even get to use the money I was still left with 50% of the money and they deducted when I got a deposit and now when I want to take another temporary loan it says declined. How fair is this. I mean I have never experienced this with any loan I have ever taken in my life. So what was the use of the loan? DNB literally took extra money from me and there money back. This makes no sense. Worst bank ever. I am so switching to another bank this is ridiculous. Don't ever take this loan it's a **** a money making ****