Temp loan shock!!

I took up a temp loan last week via my cell phone App and it was approved. Yesterday there was money deposited that I needed to transfer to a person who was hospitalized. Once the money went into my account (06 June 2018)then temp loan deduction, the minute I got to work I checked online for the T&C and there it is "should there be money deposited into the account the system automatically deducts as it’s a payment towards the loan. It was my first time taking up the loan, called the call centre was told to settle and they could try and assist. I borrowed money to settle the remaining balance, deposited into my account and went inside the branch- surprise you can re-apply today. Called call centre to confirm what I was told and the consultant advised that I can only re-apply on the 17 June 2018. She told me since I did not know that clause she would log a query for me however that would also take up 10 days. I regret taking this temp loan. I am the saddest customer ever.