Such a ****

Wow this is my first time seeing this that you guys says I owe you money for transactions that the money went off on my positive balance but because the place I bought took the money late how does that affect me and being on a minus … when the transaction goes off does it not being reserved meaning take out of my positive balance and kept till those people take their money ??? I think it’s high time to close my account with you guys can’t have such happening now I owe you guys money that you guys took already 😮😮😮😳😳😮 and you expect me to be happy ..!!! Never