Stressed client that is about to loose the house if the proposal is not accepted

I have homeloan with FNB lost my job few years back and I was under debt review. FNB put my house on auction they never gave me a chance to come to court to plea my case. I was so stressed my blood started cloting I ended up in coma at lenmed hospital for 2 weeks due to stress. Even now I am still trying to negotiate with them based on my affordability but since they have judgment on my homeloan they don't even want to know what I can afford or not they will sell my house. I made a proposal to them of how much I can pay monthly and towards the arrears but I was told it's not they problem. I cannot get loan due to my ID number been under debt review. Currently I have some funds that I want to pay as the proposal that I send to them but I am scared that they will still auction my house which will leave me in more debt as I borrowed R20000.00 from the society around my neighborhood. FNB is not willing to accept the proposal.