gP
gino P

1 reviews | Active since Sept 2014

21 May 2019, 07:13

Shocking experience Overdraft facility

I signed my overdraft application and sent it back on the 3rd of may.

I followed up a while back to check what is the progress. i was informed it is still being processed and also they said the only time the overdraft will be made available is when my salary is in.

Now its time for my salary to be put in on Friday, so i thought let me make sure everything is on track. I speak to a consultant (Didintle Gaebee) and he says it is still with processing and there has been no action yet? he did say he will follow up and let me know.

This is unacceptable. I follow all instructions from my side. only to be let down.... imagine i didn't check before my pay date.

I recently joined FNB and already i have had a few terrible experiences. From what i use to hear about the bank to now. the banks reputation is really deteriorating along with the client services.

I am absolutely disappointed in this. I have no trust for this bank. A bad start indeed.

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Replies (4)
gP
gino P's update21 May 2019, 10:07
Reviewer Update
now i get called by the agent that said he will follow up. Apparently now my application is declined???????

After getting the quote, accepting the quote on the third of May. almost 20 days later i get told this. 

I spoke to a few people on this. I was told not to worry. Just change over your salary, now what , FNB has wasted my time, made me move over my salary. once i do all that, they now tell me i have been declined. 

This is sick man, really pathetic. How do you approve someone make promises and then obviously decline them now that you got what you wanted. 

Worst bank i have ever been with personally. 
gP
gino P's update21 May 2019, 10:09
Reviewer Update
going to the regulator with this. approve someone, provide a quote.... tell them not to worry, just move over salaries and then it will reflect in your account.... *********, made me do all this work for nothing. 
FNB (First National Bank)
FNB (First National Bank)'s reply21 May 2019, 11:54
Official
 Good Day, 
 
We would like to sincerely apologize for all the inconvenience caused. A complaint to the relevant department has been re logged for urgent assistance (*** ) who will investigate and provide you with feedback. 
Kind Regards, Hello Peter Complaints Team *** 

Best regards,

gP
gino P's update27 May 2019, 07:45
Reviewer Update
i AM STILL WAITING FOR FEEDBACK ON THIS CASE???????

its MONDAY ALREADY?