RIPP OFF

I did an enquiry for a personal loan with FNB via my app. The amount i was thinking about was R 10 000.00. The Installment FNB gave me was R 460.00 over 60 months. It Equates to paying back R 27 000.00. This is almost 3 times the amount borrowed. This is **************** and in breach of the NCA as in effect the capital amount borrowed is more than double so the induplim law is immediately activated. They are ****** ****** when the prime lending rate is 7% and they granting credit on a rate of 24.5%. The banks are ripping people off and something must be done about this pure and legal ******* of citizens