Returned debitorder R179.20 of -R5 overdrawn account

Muydebit order run on the last day of the month yesterday 28th so I transfer R170.00 to cover this my debit order FNB funeral cover R179.20 was debited to my account running balance R239.00 my debit order was paid later the same morning I checked if my salary was paid from Absa bank nothing and I saw bank charges of R62.00 on my account running balance R52.00 today 1st March at 19H20 my debit order of R170.20 was returned under yesterday's date due to my account being R5.00 overdrawn and I was charged R8.50. They can look on my transaction history my salary deposit that I have discussed every month with my employer that makes transfers from ABSA and does not want to pay and clear now this is what I get and banking with them since 1991 opened a youth account for my daughter scratching my head must I start shopping around, what do the consumers think of this? MY PHONE GOT ****** PLEASE CALL ME ON ***