Recurring problem without a solution

<p>I have a minimum payment on my Credit Card which for some reason never is enough to get me out of nonsense. Every month it's the same story. The minimum payment is debited from my account followed by notifications later on that the card is overdrawn. Previously a dude tried to explain the story, I believed that I understood and attempted to keep my side clean but yet again, the same story this month.</p> <p> </p> <p>Please give me a call during the week at 10:00, between 12:00 to 13:00 or at 15:00.</p> <p> </p> <p>I tried returning your call but the poephol on the other side ignored me when I asked to be phoned back and continued to ramble on about some stront that I could not hear. The call ended prematurely when my airtime ran out, which I warned the guy would happen but still he did not phone back.</p>