R99-R115 unauthorized ****s

i have been a client with FNB for almost 3 years now and it is with great sadness that i write this review out of desperation. i seem to have bad-luck with these ****s as i am *******ly debited on all my accounts. i just realized that "HANDSWORKS" is *******ly debiting me on both my FNB, Capitec and my Child's account (as i am the guardian of this account) using my ID number. i have called, done walk-ins , emailed and i am always told there is nothing they can do. i wonder how difficult it is for banks to simply verify information before they let ******* take my money. almost everyone i know is crying over these R89, R99 and now R115 ****s but noboby seems to care to raise a finger to do something about this. i guess they are not doing anything as they are benefiting from this ****s. i am tired, angry and miserable with the tedious excise of reversing and stopping ******* every week, and they come with a different reference number next day. this thing truly a nightmare