R200 #ITEM PAID NO FUNDS 1 ITEMS ON

I am disappointed with my bank for failing to assist me. #ITEM PAID NO FUNDS 1 ITEMS ON. I was never made aware of this fee and i would like to know what this is for and why it’s all of a sudden started coming off of my account? On the 8th of August I was charged R200 #ITEM PAID NO FUNDS 1 ITEMS ON