Private client - don't you believe the lies!

FNB offered me a Private Client package with a personalised interest rate, and obviously a lot of credit on my credit card and a nice big overdraft. Silly me used it, my own fault.<br> <br> What they don't tell you is that they can change this interest rate at any time without your consent, see par 4 on the contract, as my personal banker told me.<br> <br> That's it guys, I've been charged 7% more than I signed for for the past three months, at the MAXIMUM the law allows. With the interest hike looming, I am in big trouble.<br> <br> I am just warning all of you, don't believe them. Just say NO!<br> <br> I am on my way to the ombudsman to dispute this, spare yourself the trouble and just get a Capitec account, which I have now done.<br>