VP
Vanessa P

1 reviews | Active since Jul 2018

15 Feb 2019, 14:17

PREFUNDED CREDIT CARD

I opened a PREFUNDED credit card because you earn double the ebuck when buying something. The FNB consultant who opened this account told me that it will be just like a debit card because I have to deposit money into that account to use. I did a Forex payment and needed money from the account mentioned in order for the payment to be finalized only to be advised that it will take 5 to 7 working days for me to transfer MY money from this PREFUNDED card to my cheque account. I can swipe the card with no problem and then the consultant at customer care told me I can WITHDRAW the money, R17990 and pay into my cheque account which cost me R438 transaction fee and I did not even see the money!!! And I paid about R1100 more in the Forex transaction because of the difference in exchange rate. Not extremely not very happy!!! And I did not even earned 1c on the PREFUNDED credit card!!!

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Replies (1)
FNB (First National Bank)
FNB (First National Bank)'s reply15 Feb 2019, 15:10
Official
Good day Vanessa, 
Thank you for taking my call earlier. 

I acknowledge receipt of your complaint and apologise for the inconvenience caused. Thank you for bringing this matter to our attention. 

 As per our telephonic conversation, a formal complaint has been logged and reference number *** was issued. 

I have referred the matter to the relevant department who will provide feedback. 

Once again, I do apologise for the inconvenience and frustration caused. 

Regards, 

Hello Peter Complaints Team 

*** (option one)