RP
Robyn P

1 reviews | Active since Sept 2017

23 Aug 2021, 14:20

Pre-approved Offer and Quote for Personal Loan Complaint

Good day, I am a FNB Private Wealth Client and the FNB App advertised that I was being offered a Personal Loan this morning, after considering it and logging back in I app**** for the offer presented and was given the key definitions, pre-agreement quote etc. which I was reading through to accept as I would like to consolidate debt and have emergency medical and car expenses I need to sort out. I was very happy with the offer as it came at the perfect time. However, I was about to accept the offer but very unfortunately pressed the wrong button which kicked me out of the FNB app, when I re-entered the offer and quote had disappeared. I contacted your service suite who told me to contact the loans department, they hung up on my first attempt after waiting for 20 minutes for a banker to assist me. I called again and was told to call another number. I did and the banker that answered told me the quote was not received on FNB's side (for some reason?) and told me to contact the sales department, which I did and again they hung up on me after taking down my ID number and went to check my account. I again contacted your service suite expressing my frustration as I had now spent my entire morning trying to resolve the issue. They told me it had been escalated to my private banker who has not called me back. I have spent my entire day trying to resolve this now so I can access my quote and accept it, as I was about to do this morning. When I try to apply the offer is no longer there. I have no idea what is going on and would very much appreciate if the quote could be sent to me for acceptance. Please can someone help me as I am understandably upset, especially after being a longstanding client with FNB and am in need of assistance right now. Thank you, Kind regards, Robyn Simpson

0
Replies (2)
RP
Robyn P's update25 Aug 2021, 08:46
Reviewer Update
I have still not been contacted regarding this issue other than generic messages that it's been sent to the relevant department, whoever that is. I have since also had a further issue with fnb regarding my account which was upgraded to a wealth account as advertised to me but apparently thi was another mistake. I would seriously like to know what is going on with your pre appoved errors on my account. I am extremely unhappy with the mistakes, poor communication and lack of support provided by the bank I pay an enormous amount of fees and interest to every month. I would really appreciate feedback but I don't think I will achieve anything either way. I will be contacting my previous bank who do not hang up on me and actually treat me like a customer when I call. Very unhappy.
RP
Robyn P's update09 Sept 2021, 13:53
Reviewer Update
Its been 15 days since I was promised a response from FNB within 24-48 working hours, you have called me about a dozen times, all relating to everything other than my complaint reference: ***NF. Terribly disappointed in your customer service! Not even an apology for the multiple mistakes on my account. Well, its all good because you won't be getting much money from me once my new account is finalized. Can't say I will miss you. Unfortunate for you, as you make a lot more money off me than you deserve. Very excited to be banking with a bank who actually knows how to treat their customers, emphasis on customer FNB. Shame on you.