Paying for declined application

I opened a cheque account with FNB Eldoraigne. They said I qualified for a credit card with R16k limit. I didn't care because I don't need it. Next day they delivered the card to my house. I just put it in a safe place. The next day they called me and told me that they are cancelling the credit card because I didn't have a fixed income. I said fine, I just wanted the cheque account. Then began the harassment, I must pay annual card fees and interest....on a card that THEY cancelled. I emailed and emailed and emailed them precisely what I'm typing here. Nobody responded. I even went to the branch where I was told they can't help me.<br> Now I've been handed over to lawyers!!!! To pay for a card that FNB themselves cancelled. This is ridiculous! Over R300! <br> I opened the cheque account to link my PayPal account. That was all I wanted.<br> FNB - PLEASE COMMUNICATE WITH YOUR DEPARTMENTS! I will not pay for a card that YOU offered and that YOU cancelled within days. Tell your lawyers to stop bugging me. You are at fault. Please rectify ASAP<br>