Over priced and debit orders with no warning

Everone at FNB should be very carefull with their account as FNB now charged me almost R4000 bank fees over the last 2 months. Using your card at any toll roads they charged you R110 each time you swipe your card. I'm a FNB Premier account holder and ask one of the consultants to please reverse this as there was no warning send to me but started to send a warning sms 2 - 3 weeks ago after taking R1870 last month of my account. I've paid this #items no pay for almost 3 months and stil they don't want to approve my application for an overdraft. I've done a request for a cheque account and overdraft with another bank and is pre approved. I do not really want to leave FNB as my car finance is with Wesbank. But unfortunately FNB leave me no choice as the consultant said they will only reverse 50 % of the one months debits. My bank is now in almost a - R4000 and if I did my calculations correct my bank needed to be in a + R2000. Leaving FNB and take my car finance to another bank would be the best.