Ombusdman for banking should act on FNB not apllying a court order and contravening the national credit act

I am so sick of being sent from one person to anoter or being cutt off .Despite my best efforts to get them to assist me they continue to treat me without dignity

I have legally been granted a rehabilitation , and as FNB was one of the companies whom claimed during the sequestration process I assume they got what the credit act states they are entitled to.

During a sequestration the debtor is divested of his estate and may not be further burdened with debt.A Creditors right to claim by judicial proceedings is replaced by his right to proving a claim against the insolvent estate. And to share the proceeds with other proved claimants. Which is what FNB did!

An insolvents status is terminated by rehabilitation where claims have been paid in full or where an offer of at least 50 cents to the rand was accepted and paid. As the rehabilitation was granted I assume FNB received what they were supposed to

Further to this Rehabilitation relieves the insolvent from any debts due prior to sequestration .

Since FNB is not removing judgements from all the credit bureau’s and refuse to grant any correspondence relieving me personally from this debt I am unable to get any homeloan, or accounts and was also not considered for a promotion which required a clear credit record They are in contravention of the credit act and also not applying the court order They should be invesigated my the ombudsman for banking whith whom I intend to lodge a complaint with