1 reviews | Active since Jan 2022
NOT FOR BLACKS
I have been a client of FNB since 2013. I have a relationship of almost 10 years with this "Whites Only Bank". I started with a Gold card and now I'm a Private Client of the said bank.
I have to yet see a selfish Bank like FNB which doesn't care about it's black clientele specifically. In 2015, I app**** for a Credit Card with them and I was declined even though they kept pumping Temporary Loans to my direction, which they know are unfavorable towards my credit score. I worked hard to increase my credit profile and in 2018 I then app**** for a loan and FNB offered me R20k as opposed to the R50k I needed at the time. I kept quiet again even though I could see prejudice. I then app**** for a vehicle finance and they offered R300k without hesitation. I then got a second job and was earning twice my initial salary. In this instance, I approached my "whites only bank" for a home loan and they declined me inspire of the fact that my credit score had improved with over 150.
A white colleague with half my salary and no additional income app**** for a home loan and was granted R1m on the spot and yet I have a higher asset portfolio compared to him. I waited patiently for this bank to be pro-black and failed decimally. When I realized that I was on the best credit score, and debt free, I then approached them again for a loan to test them. This time around, the "Whites Only bank" said to me I have a pending judgment on my credit profile despite the fact that for the past 8 years I only has a car, which I don't owe, a house which they refused to finance and was financed by another financial institution and a clothing account which hardly owes R3k.
FNB has proven to me beyond reasonable doubt that they don't have Africans interests at all, particularly black original inhabitants of the republic. I am closing my account in this situation bank and I'm moving elsewhere, where I will not face such high levels of ************** in the credit department. I urge every black person to boycott this bank. FNB is ****** and will never improve. Maybe this is the reason why they have the lowest quoter of black managers despite having their huge clientele from blacks. They are economic traitors of black children.
FNB is a shame in the 21st century.
