Not following laws on Debt Review

I have been put on debt review due to unforeseen circumstances. I was told that according to law, no supplier will be allowed to put late payments while on debt review.<br> <br> For the Month of June and July I have late payments on my ITC for my Credit Card. I always brag about how good FNB is with my friends, but after this I will never talk good about FNB again.<br> <br> I am trying to get myself back on my feet, but with this late payments, it will set me back for another two years, as all records stay on the ITC for two years.