Need advise

I need advise from "FNB", is it possible for fnb help consolidate my debts using my home loan? . I am a permanent employee with 4 dependants earning R 42 k and I recently bought a house a year ago through FNB and my bond repayment was initially R14 500 which was affordable honestly and currently is R 20600 because i missed payments and had to make arrangements, however I had to make some loans to cover the transfer costs which I believed I can pay them off quickly but my financial situation is getting worse to an extent that I am struggling to even pay the bond. Here is my financial situation : Net income R42k - FNb home loan R14 450 - FNB loan R9000 - FinChoice loan R10 000 And expenses like school fees for 3 kids, groceries and petrol. My loans cost around R 20000 every month and all need is for FNB to help settle the loan by using my home even if it costs me to repay the home loan R22000 for the next 20 years Atlist it will be the only loan am paying off. Please any advise will do because I don't want to loose the house and I am avoiding debt consolidation firms.