Money making scheme
<p>This is such a day light *******. My cheque account doesnt have an overdraft meaning i only buy if there is available funds in my account, as usual the money for that specifc transaction gets deducted of my account to reflect the available amount. It is amazing how FNB charges me with dishouring fees , 1) when my account does not have an overdraft? 2) what happens to the money reserved on my account for those transactions. I will assume that even if the merchants banks late, they should be able to get the money from the reserved funds and not from the available balance. I have paid so much fees as a result of this and i am requesting FNB to refund me my money.</p>
"How can we help you " by not charging me fees and penalise me for things that are beyond my control. I have addressed this issue on several times and all i get told is that some merchants banks late. What baffles my mind is that i dont have an overdraft that will enable me to use my card if i dont have funds and i only use what i have. I have heard a lot of explaining which doesnt make sense and i need a solution now.
"How can we help you " by not charging me fees and penalise me for things that are beyond my control. I have addressed this issue on several times and all i get told is that some merchants banks late. What baffles my mind is that i dont have an overdraft that will enable me to use my card if i dont have funds and i only use what i have. I have heard a lot of explaining which doesnt make sense and i need a solution now.