TC
Thabani C

1 reviews | Active since Feb 2015

18 Dec 2017, 13:56

Loan

I borrowed money from FNB while I was working and thereafter I was retrenched and reported to the bank my situation, I had an insurance on my loan, the insurance paid but not settle it I then went to the bank and made arrangements to pay a certain amount which we agreed on which I was able to pay even though I was not working.

What came into my attention is that even though arrangements were made my loan is double the amount i was owing without any information.

For the past four years I have been paying but there is no difference instead is more then what I expected.

0
Replies (7)
TC
Thabani C's update18 Dec 2017, 14:24
Reviewer Update
when I complained on the online banking I was given the call by a lady who was very professional and who new what she was talking about and the explanation was on point but my issue was that the damage was done by the bank consultant who was attending to my payment arrangement. what came to my attention was that the first person I spoke to didn't have experience or *********** now I have to take a fall for the mistake that was done by the bank's employee. this is very painful situation as I am now listed at ITC while I am paying.
FNB (First National Bank)
FNB (First National Bank)'s reply19 Dec 2017, 08:10
Official

Good Day,

Thank you for taking the time to bring this to our attention. We would like to apologize for any inconvenience caused.

A formal complaint has been logged on your behalf and referred to the relevant department who will investigate and provide you with feedback.

The reference number is ***NF.

Regards

Hello Peter Complaints

Naomi Petersen

*** (option one)

TC
Thabani C's update03 Jan 2018, 13:55
Reviewer Update
Hi after I wrote this complain a bank consultant phone and I explained what I was told by the bank consultant 4 years age she said she will request the voice recording and she will call me back, I then told her that the previous consultant said the same thing an came back to me. to be blacklisted while paying is not a good thing and secondly most vacancies I have app**** for they don't want a person who is blacklisted, my life is seriously on hold because of the mistake that has been done by the bank's employee.
FNB (First National Bank)
FNB (First National Bank)'s reply04 Jan 2018, 13:59
Official

Good Day,

Thank you for your posting.

Your comments has been escalated to FNB Loans. I have requested that they be in contact with you urgently.

I do apologise for any frustration and inconvenience caused.

Regards,

Hello Peter Complaints Team

*** (option one)

TC
Thabani C's update24 Jan 2018, 09:33
Reviewer Update
Hi (this is the first feedback I received) copied from my email. Good day Mr. T. Chiliza, Thank you for your email. With reference to our telephone call on 19th December 2017, please note the following: Kindly note that the call recording was listened to as requested, there is unfortunately no mention that your outstanding balance will not increase as confirmed. With the arrangement made to pay R 500.00 over your normal instalment of R 2 038.43 you already paying R 1 538.43 less on a monthly basis hence your arrears will increase and with that your outstanding balance increase. Also, interest is charged daily on the outstanding balance and accumulated on a monthly basis. We apologize for the delay and any inconvenience caused. Should you require further information please do not hesitate to contact us again. Kind Regards, Jackie Jacobs and then I rep**** on the same feedback Good Day The initial arrangement was R400.00 in 2014. As I said on the initial complain, I went to the bank as I was unemployed, I explained everything to the bank custultan and she phone I don’t who she phone but I was call to confirm the account where they will deduct money from. The bank employee informed me that the outstanding balance will not increase instead my premiums will decrease the outstanding balance. I will appreciate if you can get me the recording between the bank consultant and unilaw or fnblaw and me confirming my account details. Regards, on my request this is what I received, they said call are recorded for legal purposes and it will be provided on request, I have got the filling that they are protecting their employee's mistakes and oppressing the customer here. Good day Mr. Chiliza, Thank you for your e-mail. We apologise for the delayed response and any inconvenience caused. Unfortunately, we are unable to assist you with the call recording as requested. Please note that due interest still being added to your account, your balance could not decrease. Should you require any further information please do not hesitate to contact our Collections department on ********** /1. Kind Regards, Letisha Ponsonby
FNB (First National Bank)
FNB (First National Bank)'s reply24 Jan 2018, 16:57
Official

Good Day,

Thank you for taking the time to bring this to our attention. We would like to apologize for any inconvenience caused.

I have escalated your complaint to a manager at FNB Loans and have requested that they be in contact with you.

Regards

Hello Peter Complaints

Naomi Petersen

*** (option one)

TC
Thabani C's update05 Feb 2018, 09:43
Reviewer Update
Good Morning How long do I have to wait for the manager at FNB Loans to contact me? Regards.