listed default on my credit record

I opened an FNB account ***6) a while ago. On a monthly basis I deposited the monthly fees dues. For the last 3 months the EFT transfer has been reversed and monies came back into my Standard Bank account.<br> <br> Now there is a default listed on my credit record saying bad debts written off of R1247 yet I was making payments into FNB account and its was automatically reversed.<br> <br> Can you please rectify my credit record as this is not my fault. I was not contacted to say the account will be closed. I am very disappointed in FNB<br> <br> Regards<br>