Justice_Desparate

Please HELP!!! 2008_House Repossessed 2009_Medically Boarded 2010_Debt Written Off (Bad Debt) 2015_Judgement 2020_Re-registered. Is this ITC listing on the same inactive account every FIVE years, to date (2008 to 2020) going to 2025 legal? Regards Thembi Princess Moshwane Cellphone number: ***

On Tue, 12 Jan 2021, 12:24 , <***> wrote: Good day

Also attached the application and supporting documents for abovementioned account.

Please be advised that we do not list the default accounts, this is done by the credit provider, as we work the post legal action portfolio.

Kind regards

Thersia Cloete - Attorney (LLB)

Louis Venter & Associates - As instructed by Barrett & Associates

t: (+27) 11 *** | f: (+27) ***| ***

PO Box 6294, Westdene, Bloemfontein, 9301 |Barrett & Associates is registered as a debt collector with the Council |

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From: Experian South Africa <***> Sent: Monday, 11 January 2021 13:50 Cc: Pmohlale <***> Subject: Wrong Listing

## - If you need to reply, please type above this line - ##

You are registered as a CC on this request (***). Reply to this email to add a comment to the request.

Princess Moshwane

Jan 11, 2021, 12:50 GMT+1

Hi Laura

I trust you are well.

Thank you once again for your email again this morning, in response to it, kindly find attached the requested documents disputing my Credit Listing.

1. TransUnion Consumer Credit Report - Dated today, 11 January 2021.

2. Six Sample Signatures.

3. Proof of payments for African Bank Accounts.

4. According to ClearScore Consumer Credit Report, I have an ACTIVE FNB HOME LOANS which I according to them I have paid installments of an unspecified amount in July 2020 and August 2020.

I THEMBI PRINCESS MOSHWANE, ID Number:*** declare that I have not app**** nor opened any FNB account/s. Therefore, I cannot produce the payslip and the bank statement on which the account was opened. I have emailed and called ***, Telephone: *** requesting proof of both payments claimed to be made in July and August of 2020 to no avail. (Attached is a printed 'missed payments' from Clear Score Consumer Report).

This morning I called Barrettlegal and spoke to a lady who introduced herself as Motlalepula and she promised me that her supervisor by the name of Gerald will email me the account information with this reference number: ***. So far, I have not heard from them.

I hope you will find the above in order.

Attachment(s) Recent Credit Report_11 January 2021.PDF 1_Second Signature Sample_New ID Card.pdf 3_Signature Sample_AVBOB Dependant Cancellation Letter.pdf 2_Signature Sample_Addition of Dependants and Section E - Affidavit.pdf 4_Signature Sample_Investment Premium Increase.pdf 5_Siganture Sample_Application Form.pdf 6_Signature Sample_SA Motor Lease Contract.pdf 8_African Bank Confirmation of Paid Up Account_1.pdf 9_African Bank Confirmation of Paid Up Account_2.pdf Experian_E-Form.pdf

Laura (Experian South Africa)

Jan 11, 2021, 10:06 GMT+1

Good day, thank you for your e-mail.

Please read the information provided carefully and then complete the form below and provide us with the requested documents, if any, so that we may log your dispute for you.

In order for the credit provider to conduct a forensic assessment within the required timeframe, it will require certain documentation from the consumer.

If you are unable to submit the documents, please dispute the account directly with the credit provider. They will conduct their investigation and provide you with a confirmation of ***** letter if they find that ***** was committed.

Please complete this form and provide the required documents.

Date of recently consulted credit report

Account name

Account number

Payslip for the month during which the account was opened

Bank statement for the month during which the account was opened

Affidavit claiming *****

Six sample signatures

Submit YES that you understand that if you are not able to provide the required documents, the matter may be referred di

On Fri, 08 Jan 2021, 18:40 Princess Moshwane, <***> wrote:

Dear Laura

I trust this email finds you well.

Thank you so much for your prompt response. Please note that I have copied the FNB attorneys handling the said FNB account.

I will certainly e-mail all the documents you requested from me on Monday, 11 January 2021. With the hope that ***

AND

n.******* will also respond to this email by attaching all the documents I requested from them via emails, i.e:

a) The FNB contract signed by me with the date, day, month and place where the contract was signed by all the parties involved.

b) Recent proof of payment that I have made into the account proving that it is legitimate and current; according to the listing against my name on Experian South Africa Africa (Pty) Ltdl, AND a copy of my payslip from the creditor.

Kind regards

Thembi Princess Moshwane

Cellphone: ***

Princess Moshwane

Jan 8, 2021, 17:40 GMT+1

Dear Laura

I trust this email finds you well.

Thank you so much for your prompt response. Please note that I have copied the FNB attorneys handling the said FNB account.

I will certainly e-mail all the documents you requested from me on Monday, 11 January 2021. With the hope that ***

AND

n.******* will also respond to this email by attaching all the documents I requested from them via emails, i.e:

a) The FNB contract signed by me with the date, day, month and place where the contract was signed by all the parties involved.

b) Recent proof of payment that I have made into the account proving that it is legitimate and current; according to the listing against my name on Experian South Africa Africa (Pty) Ltdl, AND a copy of my payslip from the creditor.

Kind regards

Thembi Princess Moshwane

Cellphone: ***

[L7V52M-Y7EX]

Laura (Experian South Africa)

Jan 8, 2021, 15:35 GMT+1

Good day, thank you for your e-mail.

Please read the information provided carefully and then complete the form below and provide us with the requested documents, if any, so that we may log your dispute for you.

In order for the credit provider to conduct a forensic assessment within the required timeframe, it will require certain documentation from the consumer.

If you are unable to submit the documents, please dispute the account directly with the credit provider. They will conduct their investigation and provide you with a confirmation of ***** letter if they find that ***** was committed.

Please complete this form and provide the required documents.

Date of recently consulted credit report

Account name

Account number

Payslip for the month during which the account was opened

Bank statement for the month during which the account was opened

Affidavit claiming *****

Six sample signatures

Submit YES that you understand that if you are not able to provide the required documents, the matter may be referred directly to the credit provider/data supplier who will conduct their investigation and provide you with a confirmation of ***** letter if required.

Kind regards,

Laura

Call Centre Representative Experian South Africa (Pty) Ltd| http://www.experian.co.za Image removed by sender. Experian Logo

Princess Moshwane

Jan 7, 2021, 15:13 GMT+1

To whom it may concern

Thank you to Clearscorore for providing such a platform for consumers, much appreciated.

Kind regards

Thembi Moshwane