#item paid no funds - pricing

FNB states on their pricing that they charge R50 for honouring payment of items less than R50 or equal to R50 and R150 for items more than R50. It's states "items" and not "item" !!! My account as it stands I will be paying FNB more than 50% of transactions they paid on my behalf without even having agreed to them honouring payments for me. This is capitalising on poor people!!! They need to explain why they charge each item R150 instead of items as they state on the pricing they have on the app!!!