#Item paid No funds its me on payment

Hi I just don't know what's happening with FNB but I'm ready to leave the bank that comes up with things nobody can explain like why do I have a #item paid No funds its me on payment of R125 in my account. When doing research it's actually the bank ******** people to pay for **** they don't know. I've had enough with this im not going to reverse and do anything but leave