#ITEM PAID NO FUNDS complaint

R200 didn't come off my account because there was no money available - So FNB changed me #ITEM PAID NO FUNDS honoring fee of R200 - when i chatted to someone they said my account was already in arrears, but my pay came in the same day and everything came off except the R200 - I am not paying R200 for R200 that did not go through, either this gets sorted out or I am changing banks