#ITEM PAID NO FUNDS 2 ITEMS & unauthorized debit orders.

Fnb has to be the worst bank in South Africa. Every month I get unauthorized debit orders & now money is always taken in my account in the form of '#ITEM PAID NO FUNDS 2 ITEMS'. What the hell is #ITEM PAID NO FUNDS 2 ITEMS ?. I am sooooo tired of being ********** by these dirt bags. I am moving to another bank that hopefully doesn't have *********. I am always terrified that at the time of need I my money might be taken, I have lost peace of mind. I will never refer Fnb to anyone.