#item no funds paid

#item no funds paid what the hell is that you've deducted R345 this month this is so frustrating because when you think you have money fnb just comes and deduct it, and it's not the first time. Please return my money or I will move my account to a fair Bank that does not take our money for the service already paid for. You have become the worst Bank ever these days.... your charges are too much for nothing.