Inshurance and formal investigation gone wrong..

M refer back to my previous review of 8 August were I complain of being approached by Fnb anf given a Fusion Acc with promise of credit and them them losing my profile selling me insurance and suddenly declining the credit card before month end and them freezing said account with my money in oy and almost causing me not to pay my car. Then later I eas attacked and in getting away, wrote my car off. I was 2 premiums ahead at the time. Wesbank then declined me on finance because they would not get n high interest rate and or big deposit out of me. So s formal investigation brought a response today only telling me i defaulted , Wich I idid not and I can prove it on My Experian. Also, my credit rating slip to bellow criteria. From 289 to 241 because Wesbank put me close to the limit by deducting snother premium after the write off wich put me R7500 ahead on my payments but limit in the overdraught. Also, Discovery then settled the carc in full. Car hire ended and I ended ip paying R7000 ekstra for car hire. So mow they just spin the same reasons Not much of an official enquiry of you did not investigate the reason for the enquiry. Id like to see what the say next. Because i have heard nothing from First National for their hand in this. They just pUSHED it onto Wesbank and Wesbank iis hanging onto their criteria stories. I had to take my huge deposit and nuy s car cash for now. I am a Nedbank Private client snd I am with Capitec business. Lastly, ATTENTION ALL FUSION ACCOUNT HOLDERS Today Fnb could not tel me why I had to PAY overdraft LIFE Cover If was not using the overdraught and would that money pay out to a nect of kin from such a R32000 cover amount in the event of demise. THEY COULD NOT ANSWER ME.. how many other R35 policies ate out there for no benefit to the client? I know we spoke anout cover per R4000 into the overdraught only at time of the overdraught. This is serious misrepresentation and the OMBUDS man should investigate. Im closing my account and Wesbank, I want my R50! You cant even help yourself but you are here to help.