I'm not happy at all with FNB it's been happening for year I've been their customer for over 20 years, I've complaint many times about these delayed charges and no one has said anything even today I laid a complaint and was told there's nothing I can do b

I have cheque accounts. Why are purchases delayed and causing insufficient funds? Why is FNB the only bank working like this. This causes us to pay R125 fines because FNB doesn’t debit the transaction as it happens. On the 20th I bought from Uber eats and transaction went through as I got sms notification, on the 29th I get a notification that I was charged for unpaid transaction. Its now my problem that the merchant banked late as I spoke to one of the consultant from FNB, she says I would be charged for unpaid transaction but the day I did purchase it went through I don't have an overdraft facility, but then its unfair that they do their banking 10 days later and be charged for unpaid charges