******* debt collection practices

MESSAGE TO FNB LEGAL.

I made a payment arrangement with FNB Legal to pay off my credit card. I kept with this arrangement and am committed to settle it all before year end

Dear Mnr Andrie Van Zyl, You are paying far less than 10% on your FNB FNB PREMIER acc, urgently contact: Patrick Mafika on *** or *** and quote CAL66341 to pend a summons which may be issued within the next three days. Groenewald Lubbe Inc

I have reported this to NCR again. It is a breach of code of conduct to misrepresent the truth to a consumer. You are also not allowed to threaten a course of action that you will not or cannot follow.