I regret taking any accounts out with this Bank

Every month FNB sets payments arrangements for the 25th when I don't transfer my money from my Discovery account.

This is been going on for months now. So thus I assume FNB does this to benefit the failed Transact Charges. Secondly I have asked FNB to let me know What account must I put money into so the FNBconnect doesn't go into arrears...thus I don't see why I'm still paying for the Samsung A12 since with the whole problem of fixing it and FNB had the nerve asking to please pay half for the courier since they were refusing me to collect it myself. And also FNB can take their Huawei phone back as it's just sitting in my house.

Lastly the Credit Card payment...I have told Consultant I am not working anymore and I will pay monthly into the account but this Stupid bank keeps on and on yet I've been waiting since June to know where's my DO dispute?