How the Banks Rob us!

I Love FNB, but I hate banks in general because of their fees and FNB is no DIFFERENT! R155 (FNB) R210 (STANDARD) when the account is in excess. The banks make things more difficult when you experience a bad month, they make it worse!!! They almost thrive on those incidents, cause the banks make a huge amount of money with their charges, especially these. (It is like the Rich feasting on the Poor) Now, a transaction(POS) that was made before the account went into excess, was only put through on the account now and reflects another "Excess", and so another R155 excess fee. That is ****************. I do not understand why and how the banks can get away with this. I am already struggling, they have just added an additional R360 in excess fees and I cry that this is happening in our world. That is SO UNFAIR. And on top of that, it is NOT A HUMAN BEING sitting there and charging these fees, THEY ARE ALL ROBOTIC.. So of course the bank has built a MONEY MACHINE, feasting off those that STRUGGLE. Sad Indeed.