How protected are you as a FNB client

Two week ago I become a victim by a client selling items under false pretence on a valid company name and FNB bank account. I was done in with a R4500. <br> <br> The bank account was as follows : ***<br> Obviously no idiots as the universal FNB branch code was used.<br> The moment I found out I had been done in I contacted the bank to freeze the account. I was held so long on the phone that by the time the account was placed on hold all funds were draw out.<br> <br> We decided to inquire about the item we wish to buy again that's advertised on Gumtree from a different phone number and name.. Given the same bull of the special and limited time we requested the banking details again.<br> Low and behold it turns out to be another FNB account with the universal branch code. <br> <br> My question is , if FNB interests is what they claim on adverts to be towards for their clients safe banking , How are these people being screened when the accounts are opened. Myself, a working class individual have to validate my existence with a stream line of documents to open a simple account. My question, then how do these frausters bypass this thorough screening that FNB claims to have in place. You be the judge.