How can FNB not help anybody

My home loan was in arrears with R88 000 because of being under debt counselling for 2 years. Since December i have managed to pay the full amount plus at least 30% every month. Do you think FNB appreciates that? NO!!! They are threatening to take my house if I dont pay the R80 000 in the next 10 days. Now may I ask.....who has 80 000 stored away in a little fund?????? And my only other option is to fill in 5 application forms to apply for temporary credit to fill in the gap, which i will not do because:<br> 1) I dont trust FNB with ANYof my information, i do not use any of my 3 accounts with FNB because I have seen the light of day and gone to a bank that actually gives me proper service and doesnt charge me ridiculous prices on banking fees. <br> 2) And secondly i am trying to make the best of a bad situation and actually paying more than I should to try and get this issue sorted out. <br> 3) My retirement fund pays out in 2 months, but FNB the almighty is not prepared to wait for that. They want the money NOW!!!<br> 4) I see FNB (i do not have words to describe this contempt i feel) is charging me for documents telling me that whatever i try and do is not good enough.<br> Thank you FNB