Horrible service

Sometimes i often wonder if there is something wrong with FNB, and the reason for that is over the past few months FNB has declined every application i have made through them, e.g Homeloan, revolving loan, credit card. and according to the reasons i was given was affordability, which is rather strange to me because banks i dont even bank with have entrusted me with huge amounts of money Nedbank approved my homeloan and gave me R594000 ABSA offered me R528000 which i declined, i there after took a further loan of R60000 with ABSA which they approved but when it comes to FNB i just get declined which makes me wonder which systems FNB uses, I bank with FNB and they should be the bank to offer me with these but instead its other banks that take care of my needs, i know that I wont be able to change your decisions but I just had to express my disappointment