1 reviews | Active since Jul 2011
Horrible FNb online and in branch experience
In must say in my experience at a newcomer to FNB, my first day was a horrific experience with FNB online and branch.
All I wanted to donis open an online FNB profile, en link my Paypal account, BUT what a time consuming and extremely complicated and difficult experience this is!
After much struggling I managed to open an online profile. But THEN after battling to find the paypal section in the menu of a very confusing online menu, when at last I found it I tried to link PayPal, but it required Fica documents before I could do so. At first when I tried to upload these Fica documents I would immediately be automatically logged off time after time and then the screen was hanging saying something like you will be logged off soon. There it would hang until I closed the page and started all over again, same problem repeating itself.
Before this when struggling to open an online profile and then to link PayPal, I finally mader a trip to the local FNB branch, hoping they would quickly assist me. The lady meeting me at the entrance asking if she could help, looked confused and unsure when I told her I just need someone to help me create my online profile and link my Paypal account.
She said the "FOREX" dept must assist me with this. She took me to a phone and called some number, gave the phone to me and disappeared. Spending about half an hour listening to the automated voice, my lunch time ran out and I had to give up, having spent my whole lunch time in the FNB branch and not accomplishing anything at all.
Back at work I tried again and after a few times I managed some success finally being able to submit the Fica documents online AND I managed to get an e-mail to send them to as well. I e-mailed my Prove of bank account which also serves as my Prove of residence, as well as my ID copy as required.
And I finally managed to upload both these on my online profile as well without crashing.
Some time later I tried again to link my Paypal account. No success. It still said some Fica documents outstanding.
I checked and tried to upload it again l, and it said that my ID copy was still needed. I uploaded it again, and again it showed a green tick and said success (like the first time). I also e-mail it AGAIN.
Sime time later I logged in again to check and it now, once more said "ID Copy required".
I uploaded it again. (This time a different copy). Again it showed success and a gren tick. I then emailed both different copies of my ID to the FNB Fica email address.
Yesterday evening I checked online again and YET AGAIN it said ID required!
I once more uploaded the ID copy, again it showed success and a green tick.
Today. This morning, just now, hopeful that this matter would by now be finalised, I checked my online profile to see of I can now link my Paypal account, I found that once again it said some FICA documents required.
Checked the upload FICA section again, and yet again it showed ID Copy required.
I made another copy and uploaded this as a last attempt. And e-mailed ot also, yet again, but it seems that I have again just wasted my own time.
Now I give up. And report this here so that others can now of the horrific experience just to open an FNB online profile, and the difficulties of getting someone to assist, especially at a branch where you would expect the people working there are fully qualified to assist with someone like this.
Really a horrible experience and still I am not able to complete what I intended to achieve.
I thought Standard bank had bad service and online banking... (I am struggling for a long time now for them to activate my cellphone banking), but FNB beats them by far in difficulty to open an online profile.
But it seem the author of this email didn't read or understood my complaint here properly.
This (the only) feedback email (since my struggle started), doesn't provide me with any solution or answer to my specific problem.
It basically say that FICA documents are required and I must email them.
Don't address the facts that I did email AND upload them and the uploads are accepted showing "✅ success" ever time, but when logging in once again the uploaded document is missing and it require an ID copy again.
No feedback on any of this
Here I place the reply email I just recieved. Addresses basically only that Fica is required and this I already know:
"This email is with regards to the complaint that was forwarded to us.
Certain documents will be required in compliance with the Financial Intelligence Centre Act (FICA), to perform a ?Know-Your-Customer? (KYC) verification in order to validate your FNB online banking profile. Please forward your certified colour copied documents to *** if you are linking under personal capacity you will send through your ID and proof of address not older than 3 months. They will provide feedback in 24-48 working hours. If you have sent your FICA document?s already you can follow up with them on *** or email *** for further guidance and clarity with anything FICA related.
Please note the PayPal department does not deem accounts FICA compliant.
For more information with regards to the FNB PayPal Top Up and Withdraw Service please contact us directly on ***or *** . to speak to a consultant
Regards,
Zanele Mahlaba
But it seem the author of this email didn't read or understood my complaint here properly.
This (the only) feedback email (since my struggle started), doesn't provide me with any solution or answer to my specific problem.
It basically say that FICA documents are required and I must email them.
Don't address the facts that I did email AND upload them and the uploads are accepted showing "✅ success" ever time, but when logging in once again the uploaded document is missing and it require an ID copy again.
No feedback on any of this
Here I place the reply email I just recieved. Addresses basically only that Fica is required and this I already know:
"This email is with regards to the complaint that was forwarded to us.
Certain documents will be required in compliance with the Financial Intelligence Centre Act (FICA), to perform a ?Know-Your-Customer? (KYC) verification in order to validate your FNB online banking profile. Please forward your certified colour copied documents to *** if you are linking under personal capacity you will send through your ID and proof of address not older than 3 months. They will provide feedback in 24-48 working hours. If you have sent your FICA document?s already you can follow up with them on *** or email *** for further guidance and clarity with anything FICA related.
Please note the PayPal department does not deem accounts FICA compliant.
For more information with regards to the FNB PayPal Top Up and Withdraw Service please contact us directly on ***or *** . to speak to a consultant
Regards,
Zanele Mahlaba
BUT...
The horror of FNB registered process ain't finished yet!
Still... When I try to link my PayPal account, I get a message that say FICA documents required.
SEE ATTACHMENT
I am soooo FED UP with everything FNB right now and NO assistance or proper feedback at all from FNB.
Three days trying just to link my PayPal account.
This is horrific and horrible service!!!
BUT...
The horror of FNB registered process ain't finished yet!
Still... When I try to link my PayPal account, I get a message that say FICA documents required.
SEE ATTACHMENT
I am soooo FED UP with everything FNB right now and NO assistance or proper feedback at all from FNB.
Three days trying just to link my PayPal account.
This is horrific and horrible service!!!
Trying again today just to link my PayPal account to my FNB profile.
Still no success:
When I click link PayPal account it gives me the message:
Oops! An error has occurred.
User not permitted to access this process. There are certain FICA documents outstanding...
So then I go to the details section and to update your FICA documents.
I click upload documents....
Then there is the message:
THERE ARE NO FICA DOCUMENTS OUTSTANDING.
What is happening here? Why is your system so errerious? Why can't you fix this? Why does on one hand it say documents needed when I want to submit these (again for probably the 50th time), I can't because now it says:
NO documents outstanding!!!
Why???
Explain fully please.
Agains, horrific first experience with FNB. And horrible follow up and feedback. I suppose I will just het another email saying there are certain FICA documents needed to register like the one and only mail I got in this regard.
FNB does not fail to disappoint and I have been using various banks in the near past including Standard, Capitec, Nedbank, Thyme Bank and to be honest if rated against this online experience FNB is the worst.
And I can rate FNB's customer service and feedback in the same category than Cell C and MTN which is a certain 0 out of 10.
Hope prospective customers to FNB reads this and be scared away before they go through such degrading and horrible experience I have this past 3 days and still does.
I'm in a locked position now being that I can't link my PayPal account on one hand beca se documents are apparently neede and one the other hand when I want to upl ad these alleged outstanding documents the system says I can't because there's no more documents outstanding.
FNB just don't care.
Trying again today just to link my PayPal account to my FNB profile.
Still no success:
When I click link PayPal account it gives me the message:
Oops! An error has occurred.
User not permitted to access this process. There are certain FICA documents outstanding...
So then I go to the details section and to update your FICA documents.
I click upload documents....
Then there is the message:
THERE ARE NO FICA DOCUMENTS OUTSTANDING.
What is happening here? Why is your system so errerious? Why can't you fix this? Why does on one hand it say documents needed when I want to submit these (again for probably the 50th time), I can't because now it says:
NO documents outstanding!!!
Why???
Explain fully please.
Agains, horrific first experience with FNB. And horrible follow up and feedback. I suppose I will just het another email saying there are certain FICA documents needed to register like the one and only mail I got in this regard.
FNB does not fail to disappoint and I have been using various banks in the near past including Standard, Capitec, Nedbank, Thyme Bank and to be honest if rated against this online experience FNB is the worst.
And I can rate FNB's customer service and feedback in the same category than Cell C and MTN which is a certain 0 out of 10.
Hope prospective customers to FNB reads this and be scared away before they go through such degrading and horrible experience I have this past 3 days and still does.
I'm in a locked position now being that I can't link my PayPal account on one hand beca se documents are apparently neede and one the other hand when I want to upl ad these alleged outstanding documents the system says I can't because there's no more documents outstanding.
FNB just don't care.
Trying again today just to link my PayPal account to my FNB profile.
Still no success:
When I click link PayPal account it gives me the message:
Oops! An error has occurred.
User not permitted to access this process. There are certain FICA documents outstanding...
So then I go to the details section and to update your FICA documents.
I click upload documents....
Then there is the message:
THERE ARE NO FICA DOCUMENTS OUTSTANDING.
What is happening here? Why is your system so errerious? Why can't you fix this? Why does on one hand it say documents needed when I want to submit these (again for probably the 50th time), I can't because now it says:
NO documents outstanding!!!
Why???
Explain fully please.
Agains, horrific first experience with FNB. And horrible follow up and feedback. I suppose I will just het another email saying there are certain FICA documents needed to register like the one and only mail I got in this regard.
FNB does not fail to disappoint and I have been using various banks in the near past including Standard, Capitec, Nedbank, Thyme Bank and to be honest if rated against this online experience FNB is the worst.
And I can rate FNB's customer service and feedback in the same category than Cell C and MTN which is a certain 0 out of 10.
Hope prospective customers to FNB reads this and be scared away before they go through such degrading and horrible experience I have this past 3 days and still does.
I'm in a locked position now being that I can't link my PayPal account on one hand beca se documents are apparently neede and one the other hand when I want to upl ad these alleged outstanding documents the system says I can't because there's no more documents outstanding.
FNB just does't care.
Trying again today just to link my PayPal account to my FNB profile.
Still no success:
When I click link PayPal account it gives me the message:
Oops! An error has occurred.
User not permitted to access this process. There are certain FICA documents outstanding...
So then I go to the details section and to update your FICA documents.
I click upload documents....
Then there is the message:
THERE ARE NO FICA DOCUMENTS OUTSTANDING.
What is happening here? Why is your system so errerious? Why can't you fix this? Why does on one hand it say documents needed when I want to submit these (again for probably the 50th time), I can't because now it says:
NO documents outstanding!!!
Why???
Explain fully please.
Agains, horrific first experience with FNB. And horrible follow up and feedback. I suppose I will just het another email saying there are certain FICA documents needed to register like the one and only mail I got in this regard.
FNB does not fail to disappoint and I have been using various banks in the near past including Standard, Capitec, Nedbank, Thyme Bank and to be honest if rated against this online experience FNB is the worst.
And I can rate FNB's customer service and feedback in the same category than Cell C and MTN which is a certain 0 out of 10.
Hope prospective customers to FNB reads this and be scared away before they go through such degrading and horrible experience I have this past 3 days and still does.
I'm in a locked position now being that I can't link my PayPal account on one hand beca se documents are apparently neede and one the other hand when I want to upl ad these alleged outstanding documents the system says I can't because there's no more documents outstanding.
FNB just does't care.
Still when I click on link PayPal account it gives me this error message:
Oops! An error has occurred.
Still when I go to upload FICA documents it says:
No further documents required.
I am going keep on complaining until someone wants to properly assist me and fix this. I need to get my PayPal account registered asap.
I will also keep opening new hello Peter ratings daily until I am satisfactory assisted.
Still when I click on link PayPal account it gives me this error message:
Oops! An error has occurred.
Still when I go to upload FICA documents it says:
No further documents required.
I am going keep on complaining until someone wants to properly assist me and fix this. I need to get my PayPal account registered asap.
I will also keep opening new hello Peter ratings daily until I am satisfactory assisted.
