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Angelique H

1 reviews | Active since Jul 2015

21 May 2020, 13:19

Homeloan declined AFTER approval

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Our application for a homeloan has been approved, before we signed off the interest rate dropped and our credit reports got even better, so after a while before accepting the offer, we requested for a review for a better interest rate as well as perhaps a better offer, FNB came back saying the not approving the application anymore, AFTER we got approved and after OUR CREDIT BECAME BETTER AS WELL AS INTEREST that dropped.

CAN i just mention that due to covid there is so many people that is not able to pay their bonds and FNB is going to sit with so much property THAT IT WOULD BE MORE DEBT than anything else, cause ppl wont be able to afford it, here WE ARE, got a massive amount to pay the balance of the property offer and able to oay every month on a bond, hence fnb decided to decline?

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Replies (2)
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Angelique H's update22 May 2020, 11:03
Reviewer Update
WELL i am STILL waiting, and no solution has been given. i need this sorted URGENTLY, as to WHY a approval has been given, and then all of a sudden nothing anymore! this is unacceptable
AH
Angelique H's update01 Jun 2020, 08:57
Reviewer Update
WOW FNB!!!! i am in AWE of how PATHETIC your services are, after being approved, for a PARTIAL homeloan BEFORE covid, it got withdrawn as it is a high risk now all of a sudden. I ACTUALLY NEED TO THANK YOU!!!!!!! as we got a FULL homeloan from SA homeloans, with the BEST interest rate anyone could possibly dream of, we just want to say thank you for making myself and my husband see what a mistake it was from our side to put our trust and faith in FNB, and that we will soon be closing all our accounts and move to a bank that actually values us as clients. i dont recommend FNB to ANYONE, just due to the fact mentioned above :)