TM
Tiisetso M

1 reviews | Active since May 2016

13 May 2016, 09:58

HOME LOAN APPLICATION

<p>I submitted a home loan application with FNB on the 3rd of May for 680K the application was approved for a lesser amount of 490k (due to affordability- as per their assessment outcome). I requested FNB Home Loans to supply me with a breakdown on how the application was assessment. FNB HL department advised the following 1] Group exposure of <span style="font-family: Calibri, sans-serif; font-size: 11pt;">R93250.00 (which i do not agree. The account I have with FNB dont amount to this figure- how did they get to this amount) 2] Expenses </span><span style="font-family: Calibri, sans-serif; font-size: 11pt;">R13116.10 (which i informed them that my they must deduct 4k to this amount as i am currently paying 4k rent and i want to purchase the property for occupation purposes therefore this expenses will no longer exist and my lease is experiencing in Aug 2016 i would like to get a breakdown on how they go to this amount 3] living expenses of </span><span style="font-family: Calibri, sans-serif; font-size: 11pt;">R5274-10 (i would like to know how they get to this figure as there is a 4k varience compared to the actual figure. 4] Surpplus </span><span style="font-family: Calibri, sans-serif; font-size: 11pt;">R5396.70 (they must add 4K. I am requesting FNB Home Loans to re-assess my application and provide me with a breakdown on where they got the figures they used to assess my application as they are in correct. </span></p> <p><span style="font-family: Calibri, sans-serif; font-size: 11pt;">REF NUMBER ***</span></p> <p class="MsoNormal"> </p>

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