Help

The pandemic is in its 3rd wave. What does that mean to the travel industry? Limited to no travel. I am greatful for assisting with my insurance however it had only been covered for a 'year'? Before covid my debt has been settled every month, we struggling and i cannot afford to pay anything. The autobot calls we receive is pointless as who do i call to actually explain whats happening. I havechoices to make and providing for me daughter or pay my loan.... Ters hasnt paid out, we in July almost and yet recieve a sms if i do not settle my insurancr will lapse. Covid is a global pandenic and not an individuals problem.