good explanation after 25 yearso

On the 4th April I went to the bank applying for a loan. Ngoaka punch the system nd he asked me about a credit card. I didn't wanna lesson to him. I just told him I don't want a credit in my life. He asked y. I told him that my friends told me that I must never ever in my life take a credit card cause u will pay for the rest of your life. The guy he laughed at me and says Mom that's not true, maybe they were abusing it, let me explain how does it work. I was so shocked to hear good news. And also explained about a loan how does it works and the differences of interest, between a credit card and personal loan. I salute Avaton staff, Wich means the management is good he/she knows the job. From the ladies who helping you at the door they've got good heart. Well done FNB Avaton Mall