********** transaction reversed

2 ********** transactions were done on my cheque account. <br> R4599.80 in Atteridgeville on 28Jun at 11:40<br> R3499.90 in Queenstown on 2Jul at13:36<br> The bank refunded me almost a month after these transactions happened. On 16 October an amount of R3499.90 was reversed again putting me again in a very tight financial position. Like they say : \Pay back the money". I would like to know why I was not informed of this via my banker? I would like to have my money back as soon as possible. """