********** credit status report

It seems they have a ********** credit status system, I app**** for a limit increase on the app which was declined, asked why and I was informed that my credit status profile from Transunion showed misconduct. Contacted Transunion, pulled a report which showed no "misconduct", I confirmed that with one of their agents as well. So where does fnb get their reports from? To top that, I cannot apply again, no matter that their info came from somewhere in space, not again for 30 days where the circle then most probably restarts with the misconduct from space. Funny thing is, you are pre-approved for other big loans, which you don't need or want. Be careful people, they obviously have some strategies in place to get you where they want you....