********** bank

Good day After i downgraded from a premier account to an aspire check account . My account is always going into a negative when i transfer money to settle the negative the next day again its in a negative. This is the third time in one week this has happened. For cash withdrawal at fnb atm i get charged a non fnb atm withdrawal fee. This happened twice. Banking fees for july 2022 was taken on 15th and then again on 28 july 2022. Now they negative my account after i settle it then they negative it again. All my accounts is paid why keep on negative balance on my account i want my refund for all negative balances that ive had to settle .