Forcing Clients to To Use Budget ..

I've just received message via the app This message is threatening me to use my budget otherwise I am going to loose it. I am keeping the budget funds for exactly what I've used it for for decades. That is to make use of my Budget funds when I have a financial emergency. Now FNB says I've been keeping the budget for too long. What is too long . Since when are they to dictate to their clients when and how to use their budget funds.I am disappointed. I hope they reverse this. My credit cards is up to date. My Bond is up to date. It's as if they want me to use up every cent so that in the event I have an emergency I have no backup to go to! I have banked with FNB all my life . I am now a pensioner so it would seem as if they are on a mission to bankrupt senior citizens... Probably they are eyeing my property ...they want pensioners to go bankrupt so that they can strip them of their lifelong life earned assets.....it's wrong FNB........